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In this blog post, you are going to find 7 free personal finance tools to save money. 

Financial anxiety is high around the globe, between hits from the ongoing COVID-19 pandemic and high inflation in 2022. It’s important to know how to save money and some online tools that will help you to save money. 

This is a free Chrome extension that automatically searches and adds the best promo code for you at checkout.

  • Save money effortlessly when you shop
  • 17M users save an average of $126/yr
  • Track items, know the best time to buy
Honey extension personal finance tools to save money

Personal A free dashboard to track your entire net worth. 

  • Link all your accounts
  • Monitor your portfolio’s performance
  • Plan for retirement: build, manage, and forecast

What gets measured, gets managed.

Personal Capital

A smart budgeting tool (#1 downloaded personal finance app)

  • Set custom budget
  • Link accounts to automatically track spending
  • Manage your subscriptions
  • Receive insights on how to save

YNAB is a worthwhile paid alternate, But v_free of Mint will take you far.

Mint free personal finance app

A calculator to determine whether renting or buying is best for you.

Important factors:

  • Anticipated duration
  • Location
  • Home price
  • Down payment
  • Loan term

Home buying is a massive decision. Use this tool to get it right.

Nerd Wallet A calculator to determine whether renting or buying is best for you

A mobile app (iOS and Android) that scans receipts and tracks expenses.

Travel for work or run a small business?

This tool is a must-have.

  • Scans 25 receipts/month for free
  • Track mileage
  • Split bills with friends
  • Integrates with uber, Lyft, & others
Expensify free

Monitor your credit score for free. Credit Karma uses your credit profile to show you curated recommendations. With their technology, you can see Approval Odds before you apply, without impacting your scores.

Your credit score affects approval for credit cards, auto loans, mortgages, etc.,

And influences the interest rate & terms.

  • Set alerts to be notified of changes
  • See what’s affecting your score
  • Get recs to improve it
Credit Karma personal finance tools to save money

7. Google Sheets

Templates for simple, manual tracking of your money.

Sign up for a free Googl Workspace account

• Navigate to Google Sheets

• At the top of the page, click ‘Template Gallery’

• Select template (budgets, expenses reports, timesheets, and more)

Google Sheets personal finance tools to save money

That’s all 7 free personal finance tools to save money.

While we’re here, two book recommendations to increase your financial intelligence:

  1. I Will Teach You to Be Rich by Ramit Sethi – Create an automated money system
  2. The Psychology of Money by Morgan Housel – Develop the wealthy mindset

For any query you can contact us. For more financial advice follow us on Instagram. Thank you for reading.